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What exactly is Workers Compensation

 

Worker slipping in business - A-Z InsuranceAccidents will happen no matter how careful you are. That’s why business owners are required to obtain a workers compensation insurance policy. Workers’ Comp is a great way to protect your business in case of employee injury.

Workers Compensation insurance covers any fees related to work injuries. This means that hospital bills, medical treatments, and any days missed for work are covered by the insurance. Workers Compensation also clears your from liability. If an employee is injured on the job premises, they cannot sue your company if you offer Workers Comp; no matter who’s at fault.

Workers Compensation policies are set based on your company’s payroll and its industry classification. Of course, “high-risk jobs” get higher premiums than “low-risk jobs.” It doesn’t matter if your company is set in an office, warehouse, or a mechanic shop; you won’t be completely safe until you cover your company and employees with Workers Comp. Workers Compensation can be packaged with other A to Z Business Insurance Coverage policies that protect your property, company vehicles, equipment and much more. If business insurance is something you’re interested in, go get a rapid A to Z Business insurance quote today!